Know-Your-Business · AMLD6

Automated KYB verification anchored to government registries.

Replace 2–4 hours of manual registry queries with a single API call. Veritor cross-validates the same business identity across 10+ EU government sources, returns a verified record with confidence score and full provenance, and generates audit-ready documentation for AMLD6 record-keeping.

1.8s
Avg KYB response
98%+
Accuracy
10+
Government registries
6y
Audit log retention
01 / The problem

Manual KYB doesn't scale to AMLD6 SLAs.

Under AMLD6, obliged entities must verify a business customer's identity before establishing the relationship — typically within an SLA short enough to keep the onboarding funnel from collapsing. Manual verification means a compliance analyst queries KRS, GLEIF, VIES, and Companies House separately, reconciles inconsistencies, and writes up a documentation package.

The math: 2–4 hours per entity. At 100 onboardings/day, that's 5+ FTEs of pure registry-querying work. At 1,000/day, the queue collapses and the compliance team becomes the growth bottleneck.

Automated KYB only works if the automation is registry-native. Most "automated KYB" products are web scrapers wrapped in an API. Their data is hours-to-months stale. Their confidence scores are opaque. Their audit logs cite "internal database" rather than government source.

02 / How Veritor solves it

Real-time registry queries with provenance.

Cascade resolution
Multi-source, dependency-aware
One name or identifier triggers parallel waves of registry queries. Identifiers from Wave N feed inputs to Wave N+1. Result: complete verified record in a single API call.
Real-time queries
No stale cache
Default 24h cache, force-fresh available per query. Critical fields (status, VAT) re-fetched at 1h TTL. Sanctions match always live.
UBO chain resolution
CRBR · PSC · Transparenzregister
Recursive beneficial-owner discovery across corporate hierarchies. Resolves to natural persons even when ownership chains run through holding structures.
Sanctions & PEP screening
OFAC · EU · UN · UK HMT
UBOs and directors cross-checked against consolidated sanctions lists. Politically Exposed Person screening with relationship-degree weighting.
Audit-grade documentation
PDF export, 6y retention
Every verification logged with timestamp, source, payload, and audit ID. PDF export with full provenance chain, ready for regulator inspection.
Webhook monitoring
Ongoing CDD
Subscribe to entity-change events: status changes, leadership changes, UBO changes, sanctions matches. AMLD6 ongoing CDD requirement automated.
03 / FAQ

KYB questions

What is KYB?

KYB (Know Your Business) is the process of verifying the identity, legal status, ownership structure, and risk profile of a business customer or counterparty before entering into a commercial relationship. AMLD6 requires KYB for EU obliged entities.

How fast is automated KYB?

Veritor's average response time is 1.8s for a full KYB verification including UBO resolution and sanctions screening. Compare to 2-4 hours per company for manual verification.

Is Veritor AMLD6 compliant?

Yes. Veritor generates audit-grade documentation with full provenance chain, source authority scoring, and 6-year retention by default. Suitable for regulator inspection at national competent authorities and the upcoming EU AML Authority (AMLA).

What's the difference between KYB and KYC?

KYC (Know Your Customer) verifies natural persons. KYB verifies legal entities — companies, partnerships, foundations. KYB is harder because corporate structures can hide beneficial ownership through holding chains. Veritor specialises in KYB; for natural-person KYC, integrate with a complementary KYC vendor (we have integration partnerships).

How does Veritor handle Polish KYB specifically?

Poland is a Tier 1 market for Veritor. Full integration with KRS (court register), MF biała lista (active VAT list with bank account validation for STIR), REGON (statistical register), CRBR (UBO), and GPW (stock exchange disclosures). See Poland coverage.

Can I export the KYB report as PDF for compliance documentation?

Yes. Available from Professional tier. PDF includes full provenance chain, timestamps, source authority scores, and audit ID. Designed for direct inclusion in your AMLD6 record-keeping system.

Replace manual KYB with one API call.

Sandbox keys provisioned within one business day. 50 verifications/month free.

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