Built in Warsaw · For the EU regulatory landscape

The European alternative to ZoomInfo and LexisNexis for entity verification.

European companies depend on US data providers for their own business intelligence. The data originates from EU government registries but is scraped, repackaged, and sold back by US firms. Veritor exists to query those registries directly — sovereign, transparent, auditable, EU-domiciled.

01 / Why we exist

EU sovereignty is structural, not marketing

By 2026, EU compliance is no longer optional or peripheral. AMLD6, DORA, CSDD, and the EU AML Authority (AMLA) require regulated entities to verify business counterparties with auditable provenance. The infrastructure to do this exists — government registries across 27 member states — but it's fragmented, varies in API quality, and isn't legible to most enterprise software.

US providers built their data products around the US sales-prospecting use case, not EU compliance. Their EU coverage is thin, their data lineage is opaque, and their pricing is structured for sales teams, not compliance teams. None of this is changing — fixing it would mean rebuilding their core products.

Legacy compliance vendors (Refinitiv, LexisNexis, Moody's) target tier-1 banks with €50K+/year minimums and 16-week procurement cycles. Their data is real but their go-to-market is built for a market segment that excludes most of European fintech.

Veritor exists in the middle. Modern API. Government-registry-anchored data. EU-domiciled hosting. Transparent per-query pricing with a free tier. AMLD6, DORA, CSDD, AMLA-aligned by design — not retrofitted.

02 / What we do

Five technical bets

Cascade resolution
Multi-source, dependency-aware
Government registries are interdependent — KRS gives you NIP, NIP feeds VIES, VIES confirms VAT. We turn that into a runtime dependency graph instead of a manual workflow.
Multi-signal confidence
Provenance, not black box
Regulators don't accept "95% confident." They accept "KRS confirmed at 98% authority, cross-validated by GLEIF at 97%." We make this the default output.
DB-driven country extensibility
27 EU registries achievable
Adding a country is configuration, not engineering. The architecture mirrors EU fragmentation rather than fighting it.
AI where it earns its keep
90% of queries skip AI
Deterministic identifier matches first, AI only for ambiguous name-based queries. Faster, cheaper, more predictable for compliance audits.
Person network resolution
UBO chains to natural persons
CRBR + PSC + Transparenzregister recursive resolution. Beneficial ownership chains traced across cross-border holding structures.
03 / Who we work with

Customer segments where we earn the right to be there

Polish and CEE fintechs — the segment where we've shipped the most pilots and where the gap between "what regulators require" and "what off-the-shelf KYB delivers" is widest. Veritor is built natively for Polish KRS / MF / CRBR / GPW first, then everything else.

EU banks and payment institutions — where AMLD6 + DORA + the upcoming AMLA make verified entity data not a nice-to-have but a constraint on growth. Onboarding queues collapse without automation; manual queues become the growth bottleneck.

Compliance SaaS platforms — Veritor as a white-label embedded backbone. Vertical fintechs that need KYB don't necessarily want to build it; we want to be the layer they build on.

EU public sector — for cross-border supplier and beneficiary verification, especially as EU programmes increasingly require BRIS-shaped entity provenance.

04 / How we operate

European, distributed, sustainable

Engineering team distributed across Warsaw and other EU cities. Sustainable funding model — no US venture-capital pressure to optimise for hypergrowth metrics that compromise data-handling discipline. European sovereignty is a structural commitment expressed through company structure, hiring, and infrastructure choices — not a marketing position.

The technology that became Veritor was developed under the EntityLock brand since 2024. The platform is operational, the connectors are production-grade, and the data flowing through is real. We're not a research project — we're a product, with customers in production today.

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